Monday, November 19, 2007
Level Of Difficulty at Work: 0.10 out of 10
Time During Lunch: Medium-Long
I think if i remember this, i'm going to attempt to try 'End of the World Mondays.' What better day to do this than the dreadful monday.
Today is about going in over your head.
-The Average American spends 1-3% more than they make, (after or before taxes?) thats sweet! Go dig yourself into a hole!
-Speaking of digging a hole. i remember in my college days, one of my roommates got approved for a platinum card. He's a foreign student and in his origin nation, a platinum card is the elite status. (Remember silver and gold cards?) He was flashing that thing back at his country like it's no business and he got goodies out of it! He did the smart thing, cancel the card, yet posed with it wherever he went. Anyhow with credit card companies 'giving money away' as my dad tried to convince me. Now nobody can pay it off. Pay the minimum and the debt will just consume you.
-Your all probably bored of the whole sub-prime marketing but the 2 best ones i remember about a year or two ago while driving around oakland was:
1)130% financing guaranteed, no paperwork, no job verification, 100% approved. Woo!
and
2)Theres a car dealership, i don't know if it still exists but it was called 'Jewelry For Cars,' yep. Isn't that purdy?
-Stocks took a dump, again (ugh)
My coworker decided to bail on his loans for his second house. He applied for fun at a new residential development and somehow was approved. His credit rating isn't all that high. So the question was, just because you apply doesn't mean you need to accept it, because you know how slick talking some of those people at the welcome centers are and the pressure, oh the pressure. So he bought the house, and somehow didn't see the numbers until it's too late. Now a year later, with our reduced OT, he just gave up. Another short sale is about to be posted in the vast inventory of short sales.
Time During Lunch: Medium-Long
I think if i remember this, i'm going to attempt to try 'End of the World Mondays.' What better day to do this than the dreadful monday.
Today is about going in over your head.
-The Average American spends 1-3% more than they make, (after or before taxes?) thats sweet! Go dig yourself into a hole!
-Speaking of digging a hole. i remember in my college days, one of my roommates got approved for a platinum card. He's a foreign student and in his origin nation, a platinum card is the elite status. (Remember silver and gold cards?) He was flashing that thing back at his country like it's no business and he got goodies out of it! He did the smart thing, cancel the card, yet posed with it wherever he went. Anyhow with credit card companies 'giving money away' as my dad tried to convince me. Now nobody can pay it off. Pay the minimum and the debt will just consume you.
-Your all probably bored of the whole sub-prime marketing but the 2 best ones i remember about a year or two ago while driving around oakland was:
1)130% financing guaranteed, no paperwork, no job verification, 100% approved. Woo!
and
2)Theres a car dealership, i don't know if it still exists but it was called 'Jewelry For Cars,' yep. Isn't that purdy?
-Stocks took a dump, again (ugh)
My coworker decided to bail on his loans for his second house. He applied for fun at a new residential development and somehow was approved. His credit rating isn't all that high. So the question was, just because you apply doesn't mean you need to accept it, because you know how slick talking some of those people at the welcome centers are and the pressure, oh the pressure. So he bought the house, and somehow didn't see the numbers until it's too late. Now a year later, with our reduced OT, he just gave up. Another short sale is about to be posted in the vast inventory of short sales.
Labels: End of the World
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